There are two things an individual can do in the unfortunate event of either becoming an identity theft victim or suspecting the possibility of becoming a victim. Putting a credit freeze and fraud alert on one’s credit report is essential for stopping fraudsters before they start. With either of these options, creditors will be made aware of the suspicious circumstances for the individual they are considering extending a line of credit to or opening an account for. Plus, a creditor will be made to contact an individual specifically in order to establish any type of credit at all. Read the rest of this entry »